HOW TO GET DRUG COVERAGE THROUGH MEDICARE

 

Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to get Medicare drug coverage when you're first eligible, you'll likely pay a late enrollment penalty unless one of these applies:

  • You have other creditable prescription drug coverage

  • You get Extra Help

To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered.

 

2 ways to get drug coverage

  1. Medicare Prescription Drug Plan (Part D). These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.

  2. Medicare Advantage Plan (Part C) (like an HMO or PPO) or other Medicare health plan that offers Medicare prescription drug coverage. You get all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage, and prescription drug coverage (Part D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called “MA-PDs.” You must have Part A and Part B to join a Medicare Advantage Plan.

Find a Medicare drug plan.

 

How to join a drug plan

Once you choose a Medicare drug plan, here's how you may be able to join:

  • Enroll on the Medicare Plan Finder or on the plan's website.

  • Complete a paper enrollment form.

  • Call the plan.

  • Call us at 1-800-MEDICARE (1-800-633-4227).

When you join a Medicare drug plan, you'll give your Medicare number and the date your Part A and/or Part B coverage started. This information is on your Medicare card.

 

Consider all your drug coverage choices

Before you make a decision, learn how Part D works with your other drug coverage. For example, you may have drug coverage from an employer or union, TRICARE, the Department of Veterans Affairs (VA), the Indian Health Service, or a Medicare Supplement Insurance (Medigap) policy. Compare your current coverage to Medicare drug coverage. The drug coverage you already have may change because of Medicare drug coverage, so consider all your coverage options.

 

If you have (or are eligible for) other types of drug coverage, read all the materials you get from your insurer or plan provider. Talk to your benefits administrator, insurer, or plan provider before you make any changes to your current coverage

 

Joining a Medicare drug plan may affect your Medicare Advantage Plan

Your Medicare Advantage Plan (Part C) will disenroll you and you'll go back to Original Medicare if both of these apply:

  • Your Medicare Advantage Plan includes prescription drug coverage.

You join a Medicare Prescription Drug Plan (Part D).

 

 

 

At Altruist Home Health Care, we wish for our clients to be well-informed before partnering or partaking in any of our firm’s services. We hope your experience will be better once you know who we are, have more realistic ideals and goals about working with us, as well as understand what we are focused on doing for you and our community. If there are any other questions or concerns you may be having, please contact us at (214)328-8600

 

WE HAVE TWO GREAT LOCATIONS TO SERVE YOU

 

DALLAS:

6301 Gaston Avenue, Suite 610

Dallas, TX 75214

Phone: (214) 328-8600

 

GREENVILLE:

5402 Wesley Street, Suite D

Greenville, TX 75402

Phone: (903) 259-6345

Please reload

Featured Posts

WHAT IS THE DIFFERENCE BETWEEN PRIVATE DUTY HOME CARE & HOME HEALTH CARE?

August 29, 2019

1/10
Please reload

Recent Posts

September 7, 2018

September 5, 2018

Please reload

Archive
Please reload

Search By Tags